SERVICES
There are many financial products in the market, and so choosing the ones that best meet your needs can be complicated. That’s where we can help. As financial services professionals, we can offer financial advice to help you choose products that meet your current and future goals.
I aim to help you make informed decisions about the products in your portfolio. To do this, after meeting to discuss your needs, we draw on a comprehensive suite of products and services to find those that address your unique situation.
From starting a savings plan to retirement planning, financing a child's post-secondary education to ensuring your family is financially protected, we can help you build a customised financial plan. If you own a business, I can help you choose products and services to reward and protect your employees, no matter your company’s size and focus.
INVESTMENT PLANNING
Investments can play a key role in your financial plan. For individuals, a mix of registered and non-registered savings, income and pension plans can help achieve short- and long-term goals. For employee groups, I can offer advice on registered and non-registered savings and pension plans.
INSURANCE PLANNING
Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.
TAX PLANNING
No one likes taxes. But through the advice of a professional financial services advisor, you can access products and services that help ease the burden. Charitable contributions, life insurance policies and investment products purchased through RRSPs, RESPs or TFSAs can all be useful tools in an effective tax strategy. Working together, we will consider your personal situation and design a plan for minimising taxes that fits your needs.
RETIREMENT PLANNING
A registered retirement savings plan (RRSP) has several advantages. For investors under 72, it can provide tax-deferred compounding investment income and help accumulate savings to achieve long-term retirement goals. It also allows for a variety of choice of specific investment options—from GICs to segregated funds.
ESTATE PLANNING
Preparing for succession after death is a difficult issue to discuss, but it is also an important part of any comprehensive financial plan. I can help you and your loved ones approach succession planning in a constructive manner that ensures they avoid problems and are well cared for in the event of your death. The process involves two main considerations: life insurance and preparing a will.
CASH PLANNING
Managing your finances is an important component to any financial plan. Along with the protection offered through insurance and the goal setting provided by investment choices, money management strategies help you manage your savings on a daily basis.
From mortgage payments to tax savings, I can help you manage your money as effectively as possible, given your personal situation.